Free initial consultation – in person, by phone or by video. In German, English & Arabic.Book an appointment

DIWAN Finance

Your partner for business, finance & real estate

We support companies, self-employed people, founders, investors and private clients with individual business solutions – personally, in German, English and Arabic.

  • Free initial consultation
  • German · English · Arabic
  • Germany, Middle East & Gulf states
Ein Berater bespricht am Küchentisch einen Finanzplan mit einem jungen Paar.

Why DIWAN

One point of contact for business, finance and real estate

Everything from one source

From strategy through financing and funding to real estate and insurance – we think your topics through together rather than in isolation.

Internationally connected

With a focus on Germany, the Middle East and the Gulf states, we support market entry, expansion and investments – linguistically and culturally on an equal footing.

Strong partner network

For legal, tax and licensed financial matters we work with authorised partners and coordinate everything for you.

Services

How we support you

Ten areas, one point of contact: for companies, founders, investors and private clients.

Business consulting

Business management advice, growth strategies and lean processes – for companies of any size.

Financing advice

Corporate, investment and real estate financing plus liquidity planning – well prepared for the right partner.

Funding advice

Finding suitable funding programmes, submitting applications and supporting projects – for founders and companies.

Insurance & provision

Health and retirement provision, occupational disability and commercial insurance – for companies and private individuals.

Business start-up & development

From the idea through the business plan and legal form to day-to-day operations – supported in a structured way.

Eine Beraterin erklärt einem jungen Mann an einem runden Tisch etwas auf einem Notizblock.

Our approach

We know the way – because we have walked it ourselves.

Many people want to achieve more financially but do not know where to start. Especially when money was hardly talked about at home, or there was no one who really understood their situation.

That is why we show you step by step how to build wealth, protect yourself and your family and plan for the long term – honestly, clearly and in a language that suits you.

Jacob Omar HajarFinancial Adviser

Book a free initial consultation

Common misconceptions

Six thoughts that hold projects back

Does one of these sound familiar? You are not alone.

  1. “Funding is far too complicated.”

    With the right preparation, many programmes are well within reach. We research suitable funding and support the application.

  2. “It's too early to think about financing.”

    Those who plan early negotiate better. Solid liquidity and financial planning pays off even before the first bank meeting.

  3. “Expanding abroad is only for large corporations.”

    Small and medium-sized companies can grow internationally too. We support market entry, the search for partners and dealings with authorities.

  4. “I have no time for processes and digitalisation.”

    All the more reason. Well-organised workflows save time every day – we start where the effort is greatest.

  5. “I can start a business on my own.”

    Of course. But business plan, legal form, financing and authorities are interlinked – thinking them through together avoids costly detours.

  6. “I can sort out insurance later.”

    Gaps often only become apparent when something happens. We check which cover really matters for you and your company – and which does not.

It's that simple

Six steps to your goal

From the first question to implementation – transparent and at your pace.

  1. Free initial consultation

    We get to know you and your project and clarify where you stand – without obligation.

  2. Analysis

    We look at figures, structures, contracts and conditions and show where there is potential and funding.

  3. Individual concept

    Based on your goals we develop a strategy – for example for growth, financing, a start-up or real estate.

  4. Implementation with our team

    We implement the solutions together – clearly explained and fully transparent.

  5. Long-term support

    We stay at your side and adjust the strategy when your company or your situation changes.

  6. Access to our network

    You benefit from contacts to financing partners, tax advisers, lawyers, notaries and specialists – in Germany and internationally.

FAQ

Answers to your questions

Your question is not listed? Just get in touch.

Who do you work for?

We advise companies, self-employed people, founders and investors – in Germany and internationally.

We support private clients with real estate and real estate financing as well as health and retirement provision and occupational disability cover.

How does the initial consultation work and what does it cost?

The initial consultation is free of charge and without obligation. We get to know your situation and your goals. Only when you feel good about it do we take the next step together.

Our advice comes without a separate advisory fee; we are remunerated through commissions (courtage).

We advise you in German, English and Arabic.

Do you also work internationally?

Yes. Our focus is on Germany, the Middle East and the Gulf states. We support international companies entering the German market and German companies expanding abroad – in German, English and Arabic.

I hardly have any time – is a consultation still worth it?

Especially then. We prepare the meeting well, get straight to the point and give you a clear recommendation. Appointments are also possible in the evening, by phone or by video.

Do you also help with funding applications?

Yes. We research suitable funding programmes for start-ups, investments and innovation, prepare the application with you and support the project through to completion.

What happens after the first meeting?

You get a dedicated contact person who knows your situation. We review the strategy regularly and adjust it when something changes in your company or your life.

Do you also provide legal or tax advice?

No. Legal and tax advice and other services that require a licence are provided exclusively by appropriately authorised or licensed partners. We coordinate the cooperation so that you keep one point of contact.

Our services are provided within the scope of the statutory provisions. Legal, tax, insurance and financial services that require a licence are provided exclusively by appropriately authorised or licensed partners, or offered once the necessary licences of our own have been obtained.

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